Attention homeowners in Bayonne and Hudson County: Need an appraisal?

Here are the top 7 reasons NJ homeowners call on Dependable Real Estate Appraisers:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a NJ property tax assessment
Remove PMI to lower their monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Hudson county or NJ by determining the true market value of real estate in question

Do you own a house in or near Bayonne? Do you need help deciding the price of your real estate?
Contact Dependable Real Estate Appraisers.

At Dependable Real Estate Appraisers, we understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Dependable Real Estate Appraisers are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Need to cancel PMI?

A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's going down. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Dependable Real Estate Appraisers is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Dependable Real Estate Appraisers can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Dependable Real Estate Appraisers can help you with that. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.